Personal Wealth Management
Customized Portfolios – Built around your goals, risk tolerance, and time horizon
Diversification Strategies – Designed to manage risk across asset classes and market cycles
Tax-Efficient Investing – Strategies like asset location and tax-loss harvesting to enhance after-tax returns
Ongoing Portfolio Monitoring – Regular reviews and rebalancing to keep your investments aligned
Fixed Income Ladders – Customized to meet clients’ income needs and risk tolerance.
Behavioral Guidance – Helping you stay disciplined through market ups and downs
Fiscally Fit Workplace Wellness - 401k
Your partner in delivering an exceptional retirement plan
Uncommon and effective approach – Pathway’s focus on employees and desire to meet individually with them is unique and has show to improve financial outcomes.
One-on-One Financial Coaching – Personalized support for every employee, every year, to help them prepare for retirement as well as navigate budgeting, saving, debt, and investing
3(38) Investment Fiduciary - Pathway provides investment selection and management as your fiduciary, reducing your effort and liability. 3(21) option is available as well
Fund Focus - Delivering Plans made up of highly rated funds. Regularly reviewed to ensure alignment with IPS.
Supported Plans - 401k, 403b, SIMPLE IRA, 457b&f, Profit Sharing and Pension, along with corporate endowment and operating reserve account management.
Financial Planning
Goal-Based Planning – Strategies aligned with your personal milestones: retirement, education, home purchase, and more
Cash Flow & Budgeting Guidance – Helping you understand, organize, and optimize your income and expenses
Retirement Readiness – Projections and strategies to build and sustain lifelong income
Tax Planning Coordination – Identifying opportunities to reduce taxes now and in the future
Risk Management Review – Assessing insurance coverage to protect what matters most
Estate & Legacy Planning – Structuring your assets to support loved ones and charitable goals
Ongoing Plan Reviews – Adapting your plan as life, laws, and markets evolve
Contact information
Rob Pierangeli - Principal
(970) 926-8827
robp@fiscally.fit
Registration information
Firm ADV information